Get Your Financial Stability And Your Life Back
How It Works
You’re in control, our debt experts do the work.
1
Talk to us for a free consultation
2
We match you with a reputable company
3
Get out of debt faster than you think
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How our financial partners have helped people save
Rob, 45 year old small business owner
I was skeptical of these services at first, but after my experience I realized there are actually good people and companies out there to help navigate this world.
- Total Debt $27,000
- Monthly Payment $315
- Program Length 36 Months
Saved 28% on his debt
Tara, divorced mom of 3 children
I am so glad that I only have 1 bill to pay now and they even saved me money. I am thankful to have been connected with the right person to help me lower my debt into 1 monthly payment.
- Total Debt $65,000
- Monthly Payment $705
- Program Length 36 Months
Saved 25% on her debt
Elizabeth, retired teacher and avid hiker
I accumulated credit card debt. It got so bad I didn't think there was a way I could afford to pay it off until I was proven wrong. Thanks EDH!
- Total Debt $34,500
- Monthly Payment $500
- Program Length 42 Months
Saved 22% on her debt
Tom, 49 year old store manager
I would definitely refer my family and friends to this service after experiencing the success I had with it. Instead of paying debt, I can save money now for retirement.
- Total Debt $29,350
- Monthly Payment $458
- Program Length 42 Months
Saved 26% on his debt
Jenn, 48 year old office assistant
I made some bad choices in my younger days and now I need help to get out of the debt I accumulated and still be able to support myself. I did just that with the help of Emergency Debt Help.
- Total Debt $21,000
- Monthly Payment $350
- Program Length 36 Months
Saved 30% on her debt
Turn To Us
We Can Help
Something really exciting happens after people have their first phone call with us. No matter what’s going on in your financial life, we’re here to help.
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FAQ’S
Frequently Asked Questions
Who is Emergency Debt Help?
Emergency Debt Help is an organization that is designed to help connect people in debt and want help with reputable companies. Our purpose is to help those in need, manage the waters of negotiating with credit companies while still maintaining a normal quality of life.
Who is this service for?
Debt resolution is generally for people with $10,000 or more in unsecured debt who want to reduce their total amount of debt. If you’re facing financial hardship and have more debt than you can pay off in the next two to four years, debt resolution may help to reduce your monthly payments and resolve your debts more quickly than you would on your own
How does Debt Relief Work?
Debt resolution (also known as debt settlement, negotiated debt settlement or debt negotiation) is a process where a company works on behalf of their client to secure more favorable terms with creditors or debt collectors.
The debt resolution company has two goals when they’re securing new terms and agreements with your creditors:
- Reduce the overall amount you owe
- Resolve the debt more quickly than you would on your own
While that may seem too good to be true, the debt resolution process is pretty standard for creditors. They know that clients facing hardship may never pay the debt or decide to declare bankruptcy, so it’s in the creditor’s own interest to agree to different terms rather than getting no money at all.
Can I afford this?
While programs can vary depending on your unique financial situation, the average debt resolution program lasts two to four years. Your program’s length will depend on a few factors, including how much money you deposit in your account every month. The more money you can add to your Dedicated Account, the quicker your debts can be resolved.
Will this impact my credit score?
It is normal to see a temporary drop in your credit score when starting your debt resolution program. This can be concerning, but it is temporary and an anticipated part of the process that helps lay the groundwork for us to lock in new terms and agreements with your creditors.
The most important thing to remember is that you are the one with the control — not your creditors. The quicker you get through the program, the quicker your overall creditworthiness can begin to improve. Additionally, many of our former clients have reported full credit score recovery and improvement after graduating from their debt resolution program.