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Emergency Debt Help Terms of Use

Effective Date: June 1st, 2024

Welcome to Emergency Debt Help. By accessing and using our website, [https://emergencydebthelp.org](https://emergencydebthelp.org) (“Website”), and our services, you agree to comply with and be bound by these Terms of Use. Please read them carefully before using our site or services. If you do not agree to these terms, please refrain from using our services.

1. Acceptance of Terms

By accessing or using the **Emergency Debt Help** website or any of its services, you agree to abide by these Terms of Use and all applicable laws and regulations. If you do not agree to these terms, you must discontinue use of the website immediately.

2. Use of Services

Our website provides information related to debt relief, debt consolidation, and related services. The information and resources provided are for general informational purposes only. You agree to use our services only for lawful purposes and in accordance with these Terms of Use.

3. Eligibility

Our services are intended for individuals 18 years of age or older. By using our website, you represent that you are at least 18 years of age and legally capable of entering into a binding contract.

4. No Financial or Legal Advice

The content on our website is provided for informational purposes only and does not constitute financial, legal, or professional advice. You should consult with a qualified financial or legal advisor before making any decisions based on the information provided through our services.

5. User Conduct

You agree not to:

– Use the website for any illegal or unauthorized purpose.

– Submit false or misleading information.

– Transmit any viruses or harmful code through the website.

– Attempt to interfere with the operation of the website or our services.

– Collect or store personal data about other users without their consent.

We reserve the right to restrict, suspend, or terminate your access to the website at any time without notice if you violate these terms or engage in any inappropriate conduct.

6. Intellectual Property

All content on the Emergency Debt Help website, including but not limited to text, graphics, logos, and images, is the property of Emergency Debt Help or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works based on any content without prior written permission.

 7. Third-Party Links

Our website may contain links to third-party websites for your convenience. These third-party sites are not under the control of Emergency Debt Help, and we are not responsible for their content, products, services, or privacy practices. You access such sites at your own risk, and we encourage you to review the terms and privacy policies of any third-party websites you visit.

8. Disclaimers and Limitation of Liability

The information and services provided on the Emergency Debt Help website are provided on an “as-is” and “as-available” basis. We make no warranties, express or implied, regarding the accuracy, reliability, or availability of our services. To the fullest extent permitted by law, **Emergency Debt Help** disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Emergency Debt Help will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, the website or services, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless **Emergency Debt Help**, its affiliates, officers, directors, employees, and agents from any claims, liabilities, damages, losses, or expenses (including reasonable attorneys’ fees) arising out of your use of the website or services, your violation of these Terms of Use, or your infringement of any third-party rights.

10. Modifications to Terms

We may update these Terms of Use from time to time. Any changes will be posted on this page with the new effective date. Your continued use of the website after such changes constitutes your acceptance of the new terms.

11. Governing Law

These Terms of Use are governed by and construed in accordance with the laws of the state in which Emergency Debt Help is located, without regard to conflict of law principles. Any disputes arising out of these terms will be resolved in the courts located in that state.

 12. Termination

We reserve the right to terminate your access to the website or services at any time without notice if you violate any of the provisions of these Terms of Use.

13. Contact Information

If you have any questions or concerns about these Terms of Use, please contact us.